If Your Home Was Foreclosed in 2009 or 2010 You Can Request a Review

With the millions of foreclosures during the past few years, the robo signing, and the declined Loan Modification applications , now home owners whose primary residence was being foreclosed between January 1, 2009 and December 31, 2010 can request an independent review.

"The Board of Governors of the Federal Reserve System and the Office of the Comptroller of the Currency (federal bank regulators) have required an Independent Foreclosure Review by an independent consultant to identify eligible customers who may have been financially injured due to errors, misrepresentations, or other deficiencies in their foreclosure process. If the review finds that financial injury occurred, the customer may receive compensation or other remedy. "


Home owners are eligible  for an Independent Foreclosure Review if  :
  • Your mortgage loan was serviced by one of the  participating Mortgage Servicers
  •  Foreclosure process was active between January 1 , 2009 and December 31,2010
  • The property was your primary residence.
The list of participating servicers includes:



America’s Servicing Co.

Aurora Loan Services
Bank of America

Beneficial

Chase

Citibank
CitiFinancial
CitiMortgage

Countrywide

EMC
EverBank/EverHome Mortgage Company
GMAC Mortgage

HFC
HSBC

IndyMac Mortgage Services

MetLife Bank

National City Mortgage
PNC Mortgage

Sovereign Bank

SunTrust Mortgage

U.S. Bank

Wachovia Mortgage

Washington Mutual (WaMu)

Wells Fargo Bank, N.A.

How to get help ? Get all the details here

If your mortgage loan meets the initial eligibility criteria and you have questions, need a form by mail, or need help completing the form you have received in the mail, call 1-888-952-9105, Monday through Friday, 8 a.m.–10 p.m. ET or Saturday, 8 a.m.–5 p.m. ET.

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